How to Create a Payoneer Account Step by Step 2022

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Payoneer comes with several advantages which makes it one of the best online payment companies in the world. Free MasterCard is one of the benefits that is not common among other online payment platforms including PayPal.

What is Payoneer?

Payoneer is a popular NewYork based financial services institution that provides online money transfers, and digital payments. Most of their users are bloggers and freelancers, they use Payoneer as the medium to get paid internationally. Payoneer is currently one of the best Paypal alternatives.

Payoneer MasterCard is capable of withdrawing cash from any ATM machine. Many multinational companies such as Google, Amazon, Airbnb, and Fiverr use Payoneer as a payment method.

How to Create Payoneer Account Step By Step 2022

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Create Payoneer Account

Payoneer Account Requirements

Getting Started

Contact Details

Security Details

Payment Method

Review in Progress

Submit Documents

Step 1: Payoneer Account Requirements

Full Name

ID Card

Email address

Date of birth( Same on ID Card)

Full Residential Address ( Same available on ID Card)

Phone number (Used For Verification Purposes)

Bank Account Details ( Bank account with same ID Card Name)

Follow the easy and simple step-by-step guide to register your Payoneer account.

Click Below To Open Account then Move to Step #2

Step 2: Getting Started

1. Click on the Sign-Up and Earn $25.

2. You need to select I’m a Freelancer, Agency, and Services Providers.

The other options are for online sellers, marketplace or enterprise, and Small or medium-sized businesses.

Now you need to select as per your requirement.

3. Then, choose what I’m looking to get paid by international clients or freelance marketplaces.

If you want to pay anyone, then you need to select pay my service providers and suppliers.

You can make use of Payoneer to get paid by your international business partner or freelance marketplaces.

4. Now the amount of monthly sales volume. You can select the Below $5,000 monthly option.

5. Then, Click on Register.

Immediately the sign-up process will begin. You need to fill in the type of business and personal details.

6. If you are a blogger or a freelancer, then select the Individual option.

Likewise, if you own an organization then you need to select the Company option.

7: Then You need to enter your first name, last name, email address, and date of birth. Then click Next.

You need to fill in the details as per your government-issued ID.

You must be over 18 years of age to apply for a Payoneer account.

Step 3: Payoneer Contact Details Information

1. On the next screen, select your Country, Address, City/Town, and Postal/ZIP code.

2. Payoneer Mobile Verification

You can enter your current working Mobile number.

Immediately you submit your phone number, you’ll receive a verification code on that mobile phone number.

You need to enter the verification code with a 30 seconds time limit. Then click Next.

Step 4: Security Details

You are to fill in some security details.

Set a password to your Payoneer account.

Then, enter your identity document information.

It might be your national ID, passport, and driver’s license.

You need to enter the name in the local language ( Use Google Translate to Change Name in Local Language)

Now, you need to enter the given captcha code.

And click Next to continue.

Step 5: Payment Method

You are to enter the bank details to withdraw the Payoneer money.

Now, you need to type your Bank account type, currency, bank name, account name, bank account number, and other important information.

Now you need to agree to the terms and Submit.

Step 6: Review in Progress

Your application is successfully submitted.

Now, the review process will start.

Within 3 business days, you’ll receive an email confirmation of the review.

After Account Approval, You Need to Move to 

Step 7: Submit Documents

Now you need to complete the review process to keep your Payoneer account up to date with the right documentation.

You must sign in to your Payoneer account using your email address and password.

Immediately after logging in to your Payoneer account, you need to go to Settings > Verification Center.

Now, you’ll receive a notification to submit the required and relevant documents.

It might be your government ID, passport, residence proof, driver’s license, electricity bill, and bank account verification.

Make sure you submit the valid documents, the document must be clearly visible. Make sure you don’t submit a cropped image.

Your document image should be uploaded in JPG, PNG, GIF, TIFF, and PDF formats.

Make sure the size of the document is less than 3MB.

At this point, you need to browse and upload the documents. Now you need to Submit your documents by clicking the Submit Button.

Immediately you will receive a message that says the document successfully uploaded will appear on the screen.

Within a few business days, you’ll receive an email saying, ‘Your Payoneer account is successfully approved.’

Steps to Create a Payoneer Account without Bank Account

If you want to create a PayPal account without a bank account then follow the simple and easy-to-understand method.

You need to create an account on

Now you need to go to the Settings menu and click on the Earnings under the Selling tab.

Then, click on the Withdrawal options.

Out of the three Withdrawal options, open the Payoneer Bank Transfer.

Now go to the Payoneer registration page.

Finally, complete the registration process.

That’s it! This is how you can open a Payoneer account without a bank account.

List of websites that pay through Payoneer





Amazon Affiliate Program







Payoneer is one of the best and fastest services to receive payments

Payoneer is available and supports 200 countries and 150 local currencies

Send and withdraw money directly with a Debit card

There’s no Payoneer fees for receiving international transaction

Payoneer currently supports payments using an E-check

Payoneer requires no bank account for signup

Provides mobile app service for easy transfers

24/7 customer support

Completely free global payments between Payoneer accounts.


Payoneer comes with higher exchange fees as compared to Paypal

Payoneer requires $20,000 of the minimum monthly payment

2% to 2.75% currency conversion charge

High Mastercard exchange rates for non-listed currency

Lengthy signup process with lots of paperwork.

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